Southern Home Loans, a Division of Goldwater Bank, was founded in 2006. Our goal is to give each of our customers the lowest possible rates and the best home loan options around, while also providing them with a personalized experience. We work for you to ensure that you’re always happy with your home loan by providing you with a number of options that cater to your specific needs and abilities. The home loan process can often be long and drawn-out with a lot of hassle and headaches involved. However, because we are a direct lender, we’ve managed to set up a system that makes everything easier on the customer.